Acceptance of Terms of Use

Update: January 16, 2023

Thank you for choosing Zinger Media Limited (“Zinger” “we” or “us”).

We provide services on the Internet through mobile Bible software

applications for iOS and Android (“Mobile Apps”). The following terms

and conditions (together with any other documents referred to in them)

(“Terms of Use”) apply to your use of the Mobile Apps, including any

related product, mobile software application, service, content or

functionality offered on or through the Mobile Apps (individually “Zinger

Service” and collectively, “Zinger Services”).

Please read these Terms of Use carefully before you start to use any Zinger

Service. By using or accessing any Zinger Service, you accept and agree to

abide by these Terms of Use and our Privacy Policy found and

incorporated herein by this reference. You agree that Zinger will process

your personal data in accordance with the Privacy Policy. If you do not

want to agree to these Terms of Use or the Privacy Policy, you must cease

using all Zinger Services. Violation of the Terms of Use should be reported

via email to hiidev.zinger@gmail.com.

We may revise and update these Terms of Use and/or Privacy Policy from

time to time in our sole discretion and such revisions and updates will be

effective immediately upon being posted on the Zinger Services. We will

use good faith efforts to notify you of any revisions and updates to these

posting of revised Terms of Use means that you accept and agree to the

changes.

Description of Services

Zinger offers a variety of products and services. We develop mobile Bible

software for users to read, study and share the Bible - products. Features

available to some or all Zinger Service users may be different than features

offered to other Zinger Service users, for example, although our Website

provides users a web experience similar to services, features, and content

similar to our Mobile Apps, in some cases, our Website will have services,

features and content not available on our Mobile Apps. All of our products

and services are covered by our Privacy Policy, which describes how we

collect, use and disclose your information. By using any of Zinger Services,

you are accepting and agreeing to the Terms of Use and Privacy Policy.

Registration and Account Security

You are not required to register or create an account in order to use the

Website or Mobile Apps. If you do not register or create an account, certain

features and functionality will not be available to you when using Zinger

Services.

By using Zinger Services, you are agreeing to make the following

commitments relating to registration and security:

 You agree to provide information about yourself that is true,

accurate, current and complete when registering for Zinger Services.

You will not provide any false information or create an additional

account for anyone other than yourself without permission.

 Access to Zinger Services is permitted on a temporary basis, and we

reserve the right to withdraw, suspend or amend any service we

provide on Zinger Services in our sole discretion without notice. We

will not be liable if for any reason all or any part of Zinger Services

is unavailable at any time or for any period. From time to time, we

may restrict, suspend or terminate access to some parts of Zinger

Services or all of Zinger Services, to users, including registered

users. Upon any such restriction, suspension or termination, your

right to use the Zinger Services will immediately be restricted,

suspended or terminated. You agree that we shall not be liable to you

or any third party for any restriction, suspension or termination of

your access to the Zinger Services. Upon termination, all provisions

of these Terms of Use which are by their nature intended to survive

termination, all representations and warranties, all limitations of

liability, and all indemnities shall survive such termination.

 You are responsible for making all arrangements necessary for you

to access and to use Zinger Services, including any necessary fees

for internet access and the provision of your own computing

devices.

 You will keep your information up-to-date and accurate.

 You will not share your password that may compromise the security

of your account. You are responsible for maintaining the

confidentiality and safety of your username and password.

 You are responsible for all activities associated with your username

and password.

 You will not transfer your account to anyone.

 You must immediately notify Zinger of any unauthorized use of

your account.

 We have the right to disable any user identification code or password,

whether chosen by you or provided by us, at any time, for any reason,

including, if in our opinion, you have failed to comply with any

provision of the Terms of Use.

FOR PARENTS OF CHILDREN UNDER 13 WHO ALLOW THEIR

CHILDREN TO USE Zinger SERVICES, IT IS YOUR

RESPONSIBILITY TO DETERMINE IF ZINGER SERVICES ARE

APPROPRIATE FOR YOUR CHILD. IF YOU ARE UNDER THE

AGE OF 13, THEN YOU ARE NOT PERMITTED TO REGISTER

AS A USER OR OTHERWISE SUBMIT PERSONAL

INFORMATION TO US. THE Zinger SERVICES ARE NOT

DIRECTED TO CHILDREN UNDER THE AGE OF 13.

Purchases of Products and Services

You may be required to provide personal information such as credit card

information and billing information to an independent third party

(“Processor”) that we choose in order to facilitate transactions on the

Zinger Service. We may have multiple Processors for various services and

products. The Processor is responsible for collecting, transmitting and

processing your financial information. In some instances, we may choose a

Processor to not only collect your financial information and process your

order, but also to fulfill your order. All payment obligations will be

governed by the terms of use and privacy policies of the Processor. You are

responsible for any data breach of your personal financial information or

any problems related to the processing of your transaction. We make no

warranties and accept no liability for any loss or damages in connection

with the Processor(s). Zinger does not request or store any credit card or

debit card information nor any billing information.

Refund Policy

Thank you for using Zinger Bible. If you are not satisfied with the purchase

you made from the Website or made a purchasing error on the Website,

you may request a refund within 10 days of the purchase. It is important to

note that we are not responsible for purchases made via the Mobile Apps

from the Apple App Store, Google Play, Amazon or any other similar app

store. We will not be able to provide refunds on purchases made on those

app stores and will be subject to its specific terms of use and refund policy.

In order to receive your refund for a purchase from the Website, please

send the following information to hiidev.zinger@gmail.com. It is your

responsibility to promptly notify your bank of any changes to your billing

information or the loss, theft, or unauthorized use of your credit card or

debit card number.

 Name

 Zinger Bible sync account email (used to purchase product)

 Date of purchase

 Product title

 Reason for refund

 Copy of receipt

Privacy

Your privacy is very important to us. We collect and use information about

you in accordance with our Privacy Policy. By using Zinger Services, you

consent to such collection and you represent and warrant that all data

provided by you is accurate. We encourage you to read our Privacy Policy.

Intellectual Property Rights

The entire contents of Zinger Services (including all information, software,

text, displays, images, video and audio and any derivatives thereof) and the

design, selection and arrangement thereof, are owned by Zinger or its

licensors and are protected by Hong Kong and international laws regarding

copyrights, trademarks, trade secrets and other intellectual property or

proprietary rights.

No right, title or interest in or to Zinger Services or any related content are

transferred to you, and all rights not expressly granted are reserved by the

Company. Any use of the Zinger Services not expressly permitted by these

trademark and other laws.

You will not modify, create derivative works, attempt to decompile, or

otherwise extract source code from the Zinger Services.

You are permitted to use the Zinger Services for personal, non-commercial

use only. You must not copy, modify, create derivative works of, publicly

display or perform, republish, download or store, or transmit any of the

material on our Website or Mobile Apps without the prior written consent

of the Company, except to:

 Store copies of such materials temporarily in RAM.

 Store files that are automatically cached by your Web browser for

display enhancement purposes.

 Print a reasonable number of pages of the Website for a permitted

use under applicable law.

You must not:

 Modify the paper or digital copies of any materials from the Website

or Mobile Apps.

 Use any illustrations, photographs, video or audio sequences or any

graphics separately from the accompanying text in the Bible version

or materials provided to you via the Zinger Services.

 Delete or alter any copyright, trademark and other proprietary

notices appearing on such materials.

 Except as expressly permitted in these Terms of Use, you must not

reproduce, sell or exploit for any commercial purposes any part of

the Zinger Services, access the Zinger Services or use of the Zinger

Services (or any materials available in any of the foregoing) without

obtaining a license to do so from the Company or its applicable

licensor. If you wish to make any use of material on the Website or

Mobile Apps other than that set out above, please address your

request to: hiidev.zinger@gmail.com.

 If you print, copy, modify, download or otherwise use any part of

Zinger Services in breach of the Terms of Use, your right to use

Zinger Services will cease immediately and you must, at our option,

return or destroy any copies of the materials you have made.

Prohibited Uses

You may use Zinger Services only for lawful purposes and in accordance

with these Terms of Use. You agree not to use Zinger Services:

 In any way that violates any applicable federal, state, local and

international law or regulation (including, without limitation, any

laws regarding the export of data or software to and from Hong

Kong or other countries).

 For the purpose of exploiting, harming or attempting to exploit or

harm minors in any way by exposing them to inappropriate content,

asking for personally identifiable information or otherwise.

 To send, knowingly receive, upload, download, use or reuse any

material which does not comply with the Content Standards set forth

below out in these Terms of Use.

 To transmit, or procure the sending of, any advertising or

promotional material, including any "junk mail", "chain letter" or

"spam" or any other similar solicitation.

 To impersonate or attempt to impersonate Zinger or a Zinger

employee, another user, or person or entity (including, without

limitation, the use of e-mail addresses associated with any of the

foregoing).

 To engage in any other conduct that restricts or inhibits anyone's use

or enjoyment of Zinger Services, or which, as determined by us,

may harm the Company or users of Zinger Services or expose them

to liability.

Additionally, you agree not to:

 Use any Zinger Service in any manner that could disable,

overburden, damage, or impair Zinger Service or interfere with any

other party's use of any Zinger Service, including their ability to

engage in real time activities through such Zinger Service.

 Use any robot, spider or other automatic device, process or means to

access any Zinger Service.

 Use any manual process to monitor or copy any of the material on

any Zinger Service or for any other unauthorized purpose without

our prior written consent.

 Use any device, software or routine that interferes with the proper

working of a Zinger Service or introduce any viruses, trojan horses,

worms, logic bombs or other material which is malicious or

technologically harmful.

 Attempt to gain unauthorized access to, interfere with, damage or

disrupt any parts of any Zinger Service, the servers on which any

Zinger Service is stored or hosted, or any server, computer or

database connected to any Zinger Service.

 Attack any Zinger Service using a denial-of-service attack or a

distributed denial-of-service attack.

 Otherwise attempt to interfere with the proper working of any

Zinger Service.

User Contributions

Zinger Services may allow you to post, submit, publish, display or transmit

to other users and the public content or materials (collectively, “User

Contributions”) on or through Zinger Services. All User Contributions

must comply with the Content Standards set out below in these Terms of

Use.

 Any User Contribution you post to the site will be considered

non-confidential and non-proprietary, and we have the irrevocable,

royalty-free, perpetual right and license to use, copy, distribute,

exploit and disclose to third parties any such material for any

purpose. You further irrevocably waive any “moral rights” or other

rights with respect to attribution of authorship or integrity of

materials regarding User Contributions that you may have under any

applicable law under any legal theory. To the extent not waivable,

you irrevocably agree not to exercise such rights (if any) in a manner

that interferes with any exercise of the granted rights.

 You represent and warrant that you own or control all rights in and to

the User Contributions and have the right to grant Zinger and its

affiliates the license granted above.

 You represent and warrant that all of your User Contributions do and

will comply with these Terms of Use, and you agree to defend,

indemnify and hold harmless Zinger and its affiliates and licensors

for any breach of that representation and warranty.

 You understand and acknowledge that you are responsible for any

User Contributions you submit or contribute, and you, not Zinger,

have full responsibility for such content, including its legality,

reliability, accuracy and appropriateness.

Any content and/or opinions uploaded, expressed or submitted to Zinger

Services, and all articles and responses to questions and other content,

other than the content provided by Zinger, are solely the opinions and the

responsibility of the person or entity submitting them and do not

necessarily reflect the opinion of Zinger. We are not responsible or liable

to any third party for the content or accuracy of any materials posted by

you or any other user of Zinger Services. We cannot reasonably guarantee

that all content published by users will be accurate and suitable. By using

Zinger Services, you understand and agree that you may be exposed to

content that is abusive, inflammatory, hateful, objectionable, offensive,

questionable and indecent.

Monitoring and Enforcement: Termination

We may or may not monitor, review, or edit User Contribution. However,

we have the right to the following:

 Remove or refuse to post any User Contributions for any reason in

our sole discretion.

 Take any action with respect to any User Contribution that we deem

necessary or appropriate in our sole discretion if we believe that

such User Contribution violates the Terms of Use, including the

Content Standards, infringes any intellectual property right,

threatens the personal safety of users of the Website and the public

or could create liability for Zinger or its affiliates.

 Disclose your identity to any third party who claims that material

posted by you violates their rights, including their intellectual

property rights or their right to privacy.

 Take appropriate legal action, including without limitation, referral

to law enforcement, for any illegal or unauthorized use of any

Zinger Service.

 Terminate your access to all or part of any Zinger Service for any or

no reason, including without limitation, any violation of these Terms

of Use.

Without limiting the foregoing, we have the right to fully cooperate with

any law enforcement authorities or court order requesting or directing us to

disclose the identity of anyone posting any materials on or through a

Zinger Service. YOU WAIVE AND HOLD HARMLESS ZINGER

FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY

Zinger DURING OR AS A RESULT OF ITS INVESTIGATIONS AND

FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF

INVESTIGATIONS BY EITHER ZINGER OR LAW ENFORCEMENT

AUTHORITIES. However, we can neither review all material before it is

posted on a Zinger Service nor ensure prompt removal of objectionable

material after it has been posted. Accordingly, we assume no liability for

any action or inaction regarding transmissions, communications or content

provided by any user or third parties. We have no liability or responsibility

to anyone for performance or nonperformance of the activities described in

this paragraph.

In your communications with us, please keep in mind that we do not seek

any unsolicited ideas or materials for products or services, or even

suggested improvements to products or services, including, without

limitation, ideas, concepts, inventions, or designs for websites, or

otherwise (collectively, “Unsolicited Ideas and Materials”). Any

Unsolicited Ideas and Materials you submit are deemed User

Contributions and licensed to us as set forth above.

You are solely responsible for your interaction with other users of Zinger

Services, whether online or offline. We reserve the right, but have no

obligation, to monitor or become involved in disputes between you and

other users.

Content Standards

These content standards apply to any and all User Contributions. User

Contributions must in their entirety comply with all applicable federal,

state, local and international laws and regulations. Without limiting the

foregoing, User Contributions must not:

 Contain any material which is defamatory, obscene, indecent,

abusive, offensive, harassing, violent, hateful, inflammatory or

otherwise objectionable.

 Promote sexually explicit or pornographic material, violence, or

discrimination based on race, sex, religion, nationality, disability,

sexual orientation or age.

 Infringe any patent, trademark, trade secret, copyright or other

intellectual property rights of any other person.

 Violate the legal rights (including the rights of publicity and privacy)

of others or contain any material that could give rise to any civil or

criminal liability under applicable laws or regulations or that

otherwise may be in conflict with these Terms of Use and our

 Be likely to deceive any person.

 Promote any illegal activity, or advocate, promote or assist any

unlawful act.

 Cause annoyance, inconvenience or needless anxiety or be likely to

upset, embarrass, alarm or annoy any other person.

 Be used to impersonate any person, or to misrepresent your identity

or affiliation with any person or organization.

 Involve commercial activities and/or sales without our prior written

consent, such as contests, sweepstakes and other sales promotions,

barter, advertising or pyramid schemes.

 Give the impression that they emanate from us, if this is not the case.

If you believe that any User Contributions violate your copyright, please

see below for instructions on sending a notice of copyright infringement to

Zinger at hiidev.zinger@gmail.com. You must provide the following

information in writing:

 A written description of the copyrighted work that you claim has

been infringed;

 A written description of the location of the copyrighted work that is

claimed to be infringed;

 A written statement that you have a good faith belief that the use is

not authorized by the owner of the copyright;

 Contact information including address, telephone number and email

address;

 A written statement that your claim is true to the best of your

knowledge;

 An electronic or physical signature.

Links from the Zinger Services

If Zinger Services contains links to other sites and resources provided by

third parties, these links are provided for your convenience only. This

includes links from advertisers, including banner advertisements and other

advertising media. We have no control over the contents of those sites or

resources, and accept no responsibility for them or for any loss or damage

that may arise from your use of them. If you decide to access any of the

third party websites or services linked to Zinger Services, you do so

entirely at your own risk and subject to the terms and conditions of use for

such websites or services.

Devices and Connectivity

You are responsible for obtaining and maintaining all devices and other

equipment and software, and all internet service providers, mobile services,

and other services needed for your access to and use of the Zinger Services

and you will be responsible for all charges related to them. You further

agree to look solely to the entity that manufactured and/or sold you the

device for any issues related to the device and its compatibility with the

Zinger Services.

By using Zinger Services, you agree that Zinger may change, alter, or

modify the settings or configurations on your device in order to allow for

or optimize your use of the Zinger Services. For instance, a Zinger Service

may access and read accounts, data and/or content on your device, add

metadata to your device, and change settings of your device, for reasons

such as showing you the location of things near you; saving images, sound

files and writing usage logs to the device; sending Facebook and Twitter

messages you initiate; sending and receiving data needed for Zinger

Service operations; and to provide you notice when you are not connected

to a network, but in each case subject to the Privacy Policy. You consent to

these activities by installing or otherwise using a Zinger Service and by

agreeing to these Terms of Use and the Privacy Policy. Your device

settings may enable you to disable, change or limit some of these activities,

and you can disable all of them associated with a Zinger Service by

uninstalling a Zinger Service.

When using the Zinger Services, you agree to comply with any and all

third-party terms that are applicable to any platform, website, technology

or service that interacts with Zinger Service.

Geographic Restrictions

We are based in Hong Kong. We make no claims that Zinger Services or

any of its content is accessible or appropriate outside of Hong Kong.

Access to Zinger Services may not be legal by certain persons or in certain

countries. If you access Zinger Services from outside Hong Kong, you do

so on your own initiative and are responsible for compliance with local

laws.

DISCLAIMER OF WARRANTIES

You understand that we cannot and do not guarantee or warrant that any of

the Zinger Services (or content therein) will be free of viruses, safe, secure,

error-free or that any Zinger Service will always function without

disruption, delays or imperfections. You are responsible for implementing

sufficient procedures and checkpoints to satisfy your particular

requirements for anti-virus protection and accuracy of data input and

output, and for maintaining a means external to Zinger Services, if

applicable, for any reconstruction of any lost data. WE WILL NOT BE

LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A

DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR

OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY

INFECT YOUR COMPUTER EQUIPMENT, COMPUTER

PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE

TO YOUR USE OF ANY ZINGER SERVICE (OR ITEMS OBTAINED

THROUGH ANY SUCH ZINGER SERVICE OR TO YOUR USE OF

ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE OR

SERVICES LINKED TO IT).

YOUR USE OF ZINGER SERVICES, ITS CONTENT AND ANY

SERVICES OR SOFTWARE OBTAINED THROUGH A ZINGER

SERVICE OR APP STORES IS AT YOUR OWN RISK. ZINGER

SERVICES, ITS CONTENT AND ANY SERVICES OR ITEMS

OBTAINED THROUGH Zinger SERVICES ARE PROVIDED ON AN

"AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY

WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

NEITHER Zinger NOR ANY PERSON ASSOCIATED WITH ZINGER

MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT

TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY,

ACCURACY OR AVAILABILITY OF ZINGER SERVICES.

WITHOUT LIMITING THE FOREGOING, NEITHER Zinger NOR

ANYONE ASSOCIATED WITH Zinger REPRESENTS OR

WARRANTS THAT ZINGER SERVICES, ITS CONTENT OR ANY

SERVICES OR ITEMS OBTAINED THROUGH ZINGER SERVICES

WILL BE ACCURATE, RELIABLE, ERROR-FREE OR

UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT

ANY ZINGER SERVICE OR THE SERVER INFRASTRUCTURE

THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER

HARMFUL COMPONENTS OR THAT ANY ZINGER SERVICE OR

ITEMS OBTAINED THROUGH ANY SUCH ZINGER SERVICE WILL

OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

ZINGER HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND,

EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE,

INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF

MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR

PARTICULAR PURPOSE. THE FOREGOING DOES NOT AFFECT

ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR

LIMITED UNDER APPLICABLE LAW.

LIMITATION ON LIABILITY

IN NO EVENT WILL THE COLLECTIVE LIABILITY OF ZINGER,

ITS AFFILIATES AND ITS LICENSORS, SERVICE PROVIDERS,

EMPLOYEES, AGENTS, OFFICERS AND DIRECTORS FOR

DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY,

ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR

INABILITY TO USE, Zinger SERVICES, WHICH INCLUDES

WITHOUT LIMITATION, THE WEBSITE, MOBILE APPS AND (A)

ANY WEBSITE OR SERVICES LINKED TO THERETO, (B) ANY

CONTENT ON ZINGER SERVICES OR ON SUCH OTHER

WEBSITES OR ANY OTHER SERVICE LINKED THERETO, (C)

ITEMS OBTAINED THROUGH SUCH ZINGER SERVICES AND (D)

ANY SERVICE OR FUNCTIONALITY RELATED TO ZINGER

SERVICES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL,

INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES,

INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN

AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE,

LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED

SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA

AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE),

BREACH OF CONTRACT OR OTHERWISE, EVEN IF

FORESEEABLE EXCEED $100.00 (US DOLLARS).

THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH

CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE

LAW.

WAIVER OF INJUNCTIVE OR OTHER EQUITABLE RELIEF

TO THE FULLEST EXTENT NOT PROHIBITED BY APPLICABLE

LAW, IF YOU CLAIM THAT YOU HAVE INCURRED ANY LOSS,

DAMAGES, OR INJURIES IN CONNECTION WITH YOUR USE OF

ZINGER SERVICES, THEN THE LOSSES, DAMAGES, AND

INJURIES WILL NOT BE DEEMED IRREPARABLE OR SUFFICIENT

TO ENTITLE YOU TO AN INJUNCTION OR TO OTHER

EQUITABLE RELIEF OF ANY KIND. IN CONNECTION WITH

YOUR CLAIM, YOU AGREE THAT YOU WILL NOT SEEK, AND

THAT YOU WILL NOT BE PERMITTED TO OBTAIN, ANY COURT

OR OTHER ACTION THAT MAY INTERFERE WITH OR PREVENT

THE DEVELOPMENT OR EXPLOITATION OF ANY WEBSITE,

APPLICATION, CONTENT, USER-GENERATED CONTENT,

PRODUCT, SERVICE, OR INTELLECTUAL PROPERTY OWNED,

LICENSED, USED OR CONTROLLED BY Zinger (INCLUDING

YOUR USER CONTRIBUTION) OR A LICENSOR OF ZINGER.

Indemnification

You agree to defend, indemnify and hold harmless Zinger, its affiliates and

licensors and their respective officers, directors, employees, contractors,

agents, licensors and suppliers from and against any claims, liabilities,

damages, judgements, awards, losses, costs, expenses and fees (including

reasonable attorney’s fees) resulting from your violation of these Terms of

Use or use of the Website, including, without limitation, any use of the

content, services and products related to Zinger Services other than as

expressly authorized in the Terms of Use or your use of any information

obtained from any of the Zinger Services.

Governing Law and Jurisdiction

Subject to the arbitration provision below, any legal suit, action or

proceeding arising out of, or related to, these Terms of Use or Zinger

Services shall be instituted exclusively in thecourts of Hong Kong. You

hereby agree to the exclusive jurisdiction and venue of such courts and

irrevocably waive any argument based on inconvenient forum.

Limitation on Time to File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING

OUT OF OR RELATING TO THESE TERMS OF USE OR PRIVACY

POLICY MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER

THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE

OF ACTION OR CLAIM IS PERMANENTLY BARRED.

Waiver and Severability

No waiver of the Terms of Use by the Company shall be deemed a further

or continuing waiver of such term or condition or any other term or

condition, and any failure of the Company to assert a right or provision

under these Terms of Use shall not constitute a waiver of such right or

provision.

If any provision of these Terms of Use is held by a court of competent

jurisdiction to be invalid, illegal or unenforceable for any reason, such

provision shall be eliminated or limited to the minimum extent such that

the remaining provisions of the Terms of Use will continue in full force

and effect.

Entire Agreement

The Terms of Use and our Privacy Policy constitute the sole and entire

agreement between you and Zinger Media Limited with respect to Zinger

Services and supersede all prior and contemporaneous understandings,

agreements, representations and warranties, both written and oral, with

respect to Zinger Services.

Your Comments and Concerns; Contact Us at:

hiidev.zinger@gmail.com